Consolidated Credit Counseling, Debt Settlement Online And Credit Card Debt Consolidation Help

Your resolution can cover
the following creditors:

Credit Cards
Medical/Hospital
Department Store Credit Cards
Personal Loans (unsecured)
Autos (Repos)
Local Merchants
Past Due Utility Bills

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Last Name

State

Zip

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Phone (Day)
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Contact Time

Debt Amount

Current or Past Due

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By submitting this request you agree to the terms and grant permission for up to three (3) of our Premier Partners to contact you by phone even if you are on the Do Not Call Registry

ACCEPTABLE UNSECURED DEBT INCLUDES ALL MAJOR CREDIT CARDS, NO-COLLATERAL BANK LOANS, PERSONAL LOANS, MEDICAL BILLS, ETC. IT DOES NOT INCLUDE MORTGAGE LOANS OR CAR LOANS.

ONE-TIME GET OUT OF DEBT CARD

To find out if you qualify, Please complete the quick form above. An affiliate from our network will contact you shortly with more information.

Our debt relief specialists use little-known consumer protection laws, the Truth in Lending Act, the Fair Debt Collections Practices Act and the Fair Credit Reporting Act to legally discharge your unsecured debt and restore your credit rating.

DID YOU KNOW?

Making the minimum payment on a $10k balance (the average balance of U.S. cardholders), at the annual interest rate of 17%, it would take you 39 years, 7 months to pay off. You would pay $38,000 in interest alone, and a total of $41,835 for the privilege of charging $10,000!

95% of all bankruptcies are due to outstanding credit card debt.

I'm now on my way to clearing these medical and credit card bills with a payment that I chose to fit my budget. I feel like a huge weight has been lifted and I just wanted to say thanks so much.

I'll be 100% out of debt in another year and a half and the payment I'm making is perfect for me. If you're facing similar problems I would highly recommend E Debt Aid.

E Debt Aid helped me payoff my $34,000 credit card balance for only $377 a month. The specialist I was contacted by was SO helpful and understanding.

OUR PROGRAM

1) Your information will always remain confidential.
2) Debt consolidation is for you if you are looking for a real and sustained solution. It is a responsible, honorable and effective way to solve your current situation and can assist you in becoming credit worthy. It is not for those looking for a quick fix.
3) We will provide you with a positive and solution-oriented approach to your unique financial situation.

Fill out the short information application. An advisor will contact and give you the information that the creditors require in order to qualify.

If you have been directed to this site chances are you are searching for a way to gain more control over your current debt situation or wanting to find a way to eliminate your debt all together. Consolidation Advisors has two program options to assist you in gaining control and finding a way out of debt. We can also assist our clients with bankruptcy as a last resort.

Did you know that if you have $15,000 in unsecured debt at an interest rate of 18%, are making minimum payments and you....

Do Nothing: It will take you 192 months (16 years) and you will have paid approximately $67,200 before you are out of debt. Choose Debt Consolidation: You can expect to be out of debt in approximately 64 months with a payment of approximately $345 (includes monthly processing fees) for a total of $22,080. Choose Debt Settlement: On average, you will end up paying approximately $9,750 to settle the debt.

Important:

1) Recent Large Credit Card Purchases or Credit Card Cash Advances may not be able to be settled or consolidated.
2) Consolidation Advisors does not perform credit checks and does not report to any credit agencies.

Debt Consolidation | Debt Settlement

Each option has its advantages and disadvantages. Consolidation Advisors will assist clients in bankruptcy as a last option.

Debt Consolidation (Counseling)

If you have $15,000 in unsecured debt at an interest rate of 18%, are making minimum payments, you can expect to be out of debt in approximately 64 months with a payment of approximately $345 (includes monthly processing fees) for a total of $22,080.

Advantages:

Some creditors will reduce or eliminate interest rates. Reduction in interest rates depend on individual creditor policies and your charging and payment history. The average interest rates you can expect will be between 8-10%.

All of your payment dates are adjusted to one date in the month so that you make one payment/month. Your monthly payment is determined by the specific group of creditors you include in the program. Average payment works out to approximately 2.2% of your debt. Most of the time this can be lower than your current minimum payment requirements, however, sometimes it can be more.

Your monthly payments are processed by an accredited 501(c)(3) not-for-profit debt consolidation company. They have established relationships with the consumer credit counseling departments of the major creditors. They also provide our clients with educational materials that can assist you in understanding how you got into debt and how to stay out of debt.

Disadvantages:

Monthly payment is fixed by the creditors and it is your responsibility to make your monthly payments every month. If you miss payments you will be disqualified from the program and the creditors will set your interest rates back to the higher rates and may add fees. In addition, you may not be eligible for consolidation benefits for 5 years.

How to Qualify:

1) Provide your Consolidation Advisors agent with a list of creditors.
2) Consolidation Advisors agent will provide you with the required monthly payment. If you can handle the monthly payment then....
3) Consolidation Advisors agent will send you the required paperwork.
4) Fill out paperwork.
5) Make timely, consecutive monthly program payments and continue to make your monthly payments. You will continue to receive statements from your creditors which will reflect your adjusted interest rates and payments.

APPLY NOW

Debt Settlement (Negotiation)

If you have $15,000 in unsecured debt at an interest rate of 18%, are making minimum payments, on average, you will end up paying approximately $9,750 to settle the debt.

Advantages:

You can expect to pay approximately 65% of what you owe when all is said and done.

Your monthly payment is flexible. You will be given three monthly payment options. Your program monthly payments will go into the Attorney's Trust Account and will serve as an important tool for negotiating your debts.

You are assigned to a Consolidation Advisors Settlement Representative who will insure you have the tools to ward off creditor contact during the negotiation process.

You will be provided with a secured on line account where you can view your Trust Account balance and Settlement Offers. You will have the ability to Accept or Decline the Settlement Offers that are generated.

Disadvantages:

While you will get out of debt you may, in the short term, experience aggressive collection practices and negative postings from your creditors. Consolidation Advisors has tools to assist you in dealing with this.

How to Qualify:

1) Provide your Consolidation Advisors agent with a list of creditors.
2) Consolidation Advisors agent will provide you with three monthly payment options. Choose the monthly payment that fits your budget.
4) Provide Consolidation Advisors agent with budget information and hardship reason. Your hardship reason is important as many creditors will inquire why you are seeking debt relief.
5) Consolidation Advisors agent will send you the required paperwork.
6) Fill out paperwork.
7) Make monthly program payments. You will be contacted by your Settlement Representative as Settlement Offers are generated.